Cash Intelligence Platform · yieldos.ai

Yield is a decision.
Make it.

YieldOS gives institutional CFOs and treasurers real-time visibility into every yield opportunity, every benchmark gap, and every dollar their reserves should be earning — but aren't.

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Live · updating
Total Yield Generated
$0
across all client portfolios
Active Client Accounts
0
monitored in real-time
Avg Yield Gap Closed
0 bps
vs. T-Bill benchmark
AUM Under Intelligence
$0
institutional reserves
6-Mo T-Bill
4.21%
↑ +2bps today
Fed Funds Target
4.25–4.50%
— unchanged
Govt MMF (VMFXX)
4.18%
7-day yield
Best 90-Day CD
4.40%
FDIC-insured
Avg Client Yield Before
0.82%
at onboarding
Avg Client Yield After
4.08%
post-optimization
Three distinct opportunities

Every client has the
same three problems.

We found them in the public record before the first meeting. Your 990 filing, your audit, and your board minutes tell us exactly where your reserves are underperforming.

Play 01 · Immediate
$73K–$120K/yr
Operating Cash Yield Gap
Non-interest-bearing checking and below-market savings accounts are the most common and most correctable problem we find. Zero workflow change for your CFO. Same bank. Same account. Just yield.
Play 02 · Board Priority
$178K–$213K/yr
Investment Manager Accountability
Your investment manager filed a quarterly report. Your board read it and moved on. YieldOS puts the benchmark next to the return at every meeting — automatically — so your board has eight quarters of documented evidence at every renewal conversation.
Play 03 · Month 1
$14K–$22K/yr
Accounting Automation
YieldOS parses every bank statement automatically and exports directly to QuickBooks or Sage Intacct. Every transaction mapped to your chart of accounts. CPA import: 30 seconds per file. No manual entry. No fat-finger risk.
The platform

Intelligence at every
step of the workflow.

1
Upload your statements
Drop any PDF, CSV, or Excel statement into the secure portal. YieldOS parses every account balance, yield, and transaction automatically — no manual entry, no templates, no configuration.
2
AI identifies every opportunity
The platform cross-references your balances against live market rates, your investment policy statement, and your grant distribution calendar. Every yield gap is quantified in dollars per year.
3
Act with one click
The Correspondence Center generates ready-to-send letters to your bank and investment manager. Pre-filled with your actual numbers from your actual statements. Send in under two minutes.
4
Board report in 60 seconds
One button generates a print-ready investment committee report: current yield vs. benchmark, manager performance, compliance status, and year-over-year comparison. Your board sees what they should have been seeing all along.
Statement Upload Center
Truist_Operating_May2026.pdf
Truist Bank · Bank Demand Deposit · May 2026
HIGH confidence
Endowment_Custody_May2026.pdf
Investment Manager · Custody Statement · May 2026
HIGH confidence
Truist_Savings_May2026.pdf
Truist Bank · Savings / MMDA · May 2026
MEDIUM confidence
CLOSING BALANCE
$1,760,336
INTEREST EARNED
$0.00
Who we serve

Built for the institutions
that built your community.

YieldOS serves organizations with $10M–$500M in investable assets and a board or committee to report to. If you manage public trust, you belong here.

🏛️
Quasi-Government Authorities
Recreation authorities, housing authorities, transit agencies, sports and convention venues. Bond proceeds, debt service reserves, and operating funds managed to the indenture.
$25M–$500M AUM
🌿
Nonprofits & Foundations
Community foundations, charitable endowments, and purpose-driven organizations. Operating reserves, tournament proceeds, and endowment portfolios benchmarked against T-Bills.
$10M–$150M AUM
🏫
Higher Education
Community colleges, private universities, and charter school networks. Operating endowments, restricted gift funds, and capital campaign proceeds under fiduciary oversight.
$15M–$250M AUM
🏙️
Municipalities
Cities, counties, special districts, and school boards. SPLOST proceeds, general fund reserves, and capital project funds invested to the investment policy and O.C.G.A. requirements.
$10M–$500M AUM
Reference client · Georgia

~$85M across 59 accounts.
One dashboard. 60-second board report.

Atlanta, Georgia · State Farm Arena · Series 2018, 2017A, 2017B · Regions Bank (Trustee) · Stoneridge Capital Management
"Managing 59 accounts across three bond series — each with its own trust indenture, its own permitted investment list, and its own debt service calendar — used to mean three separate spreadsheets, three separate custodian statements, and a board report assembled by hand every quarter. YieldOS replaced all of that with a single dashboard, automated compliance checking against each indenture, and a board report generated in 60 seconds from live account data."
— YieldOS engagement, sourced from public bond indentures and trust agreements on record
Total bond proceeds under management ~$85M investable · 59 accounts
Bond series managed Series 2018 · 2017A · 2017B
Custodian / Trustee Regions Bank · Corporate Trust
Investment Advisor Stoneridge Capital Management
Indenture compliance items automated 47 checklist items · real-time
Board report generation time 60 seconds · from live data
59
accounts · one dashboard
3
bond series · separate indentures
~$85M
investable assets managed
60s
investment committee report
Start today

Your reserves are working.
Are they working hard enough?

Schedule a 30-minute demo. We'll show your board what they're not seeing today — using your own data.

Contact Us